Owner-Operator Factoring

    Freight factoring sized for single-truck and small-fleet carriers, with no minimum volume requirements and same-day funding on individual loads.

    Built for the one-truck operator

    Owner-operator programs strip out the volume minimums, monthly fees, and term commitments that mid-fleet facilities carry. The carrier funds load by load and pays only for what they use.

    The trade-off is generally a higher per-invoice discount. As the fleet grows past three to five trucks, a full freight factoring facility usually becomes more economical.

    See how this structure is used in practice.

    View the industry page →

    Wondering if Owner-Operator Factoring is right for your business?

    We review your financials first, then recommend the structure that actually fits.