Capital Solutions

    A full menu of financing structures evaluated in order of cost and fit.

    Tier 1

    Conventional Financing

    The lowest cost structures available. Evaluated first on every engagement.

    SBA Loans

    Government backed programs through approved lenders for established businesses seeking long term capital at competitive rates.

    Who Qualifies

    2+ years in business, 680+ credit, documented revenue

    Typical Range

    $150K to $5M

    Best Used For

    Expansion, equipment, real estate, working capital

    Bank Term Loans

    Traditional fixed term financing through institutional lenders with structured repayment and predictable monthly obligations.

    Who Qualifies

    Strong credit profile, 2+ years in business, consistent revenue history

    Typical Range

    $100K to $3M

    Best Used For

    Growth capital, equipment, operational expansion

    Business Lines of Credit

    Revolving credit facility giving operators access to capital as needed. Draw, repay, draw again.

    Who Qualifies

    Established business history, consistent revenue

    Typical Range

    $50K to $500K

    Best Used For

    Cash flow gaps, payroll, operational expenses

    Tier 2

    Asset & Equity Based

    Collateral driven structures for operators with strong assets.

    Asset-Based Lending

    Credit facility secured against business assets — receivables, inventory, or equipment. Availability scales with your asset base.

    Who Qualifies

    Businesses with strong assets, receivables, or inventory

    Typical Range

    $250K to $5M+

    Best Used For

    Businesses with strong assets but inconsistent cash flow or credit challenges

    HELOC

    Home equity line leveraging owner-occupied or investment real estate to access business capital at lower rates than unsecured products.

    Who Qualifies

    Operators with significant real estate equity

    Typical Range

    Based on equity position

    Best Used For

    Flexible capital access at competitive rates

    Equipment Financing

    Dedicated financing for equipment purchases, upgrades, or replacements. The equipment itself serves as collateral.

    Who Qualifies

    Documented equipment need and business revenue

    Typical Range

    $25K to $2M+

    Best Used For

    Fleet expansion, machinery, medical equipment, technology infrastructure

    Tier 3

    Bridge Capital

    Short term precision liquidity deployed when timing is the issue, not creditworthiness.

    Bridge Capital

    Structured around revenue flow, not traditional credit metrics. Deployed last, only when timing demands it.

    Who Qualifies

    Established operators with consistent monthly revenue

    Typical Range

    $50K to $2M

    Best Used For

    Operators who need capital now while longer term financing is arranged or while waiting on receivables

    Not sure which structure fits your business?