Wholesale Factoring
Receivables financing for wholesalers and distributors selling to retailers, big-box accounts, and other commercial buyers on net 30 to net 90 terms.
Sized to the buyer, not the seller
Wholesale factoring is underwritten primarily on the credit of the buyer. Selling into strong retail or commercial accounts often supports more capital than the wholesaler could borrow on its own balance sheet.
Used well, it lets a distributor take on larger customers and longer terms without straining the operating account.
See how this structure is used in practice.
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