Medical Staffing Factoring
Staffing factoring tailored to medical staffing agencies, accounting for hospital, MSP, and VMS payment cycles that often extend well beyond commercial staffing norms.
The medical staffing payment cycle
Hospitals, health systems, and managed service providers commonly pay medical staffing agencies on 45 to 75 day cycles, with vendor management system processing adding further delay.
Medical staffing factoring is structured to bridge this gap so the agency can place travelers, allied health professionals, and per-diem clinicians without straining the operating account.
What strong underwriting looks like
Underwriters evaluate the credit quality of the end client, the MSP or VMS in the chain, contract terms, and historical days sales outstanding by client.
Properly structured, the facility supports rapid scaling into new contracts without the agency carrying payroll risk on its own balance sheet.
Related Entries
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