Behavioral Health Working Capital
Capital structured for behavioral health, addiction treatment, and mental health providers, accounting for the payor mix and authorization cycles unique to the space.
What makes the space distinct
Behavioral health providers carry long authorization cycles, complex level-of-care billing, and concentrated payor exposure. Generalist healthcare lenders frequently misprice this risk or decline it outright.
Specialized facilities underwrite the clinical program, payor mix, and authorization workflow together, supporting growth in census without straining the operating account.
Related Entries
See how this structure is used in practice.
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